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Snowball Method Paying Off Debt . The debt snowball method is a debt reduction strategy where you pay off debt in order of smallest to largest, gaining momentum as you knock out each balance. Debt snowball pays off the smallest bills first, motivating to keep going. Free Printable Debt Snowball Worksheet- Pay Down Your Debt! (Elizabeth Chambers) With the debt snowball method, you pay off your lowest balance first, then apply the amount you were paying toward that bill to the next-lowest balance. Even a small amount more than the minimum can help you pay off. Many people that have reduced their debt live by the two methods that are used most: Debt Snowball and Debt Avalanche. Use our calculator to see how this method would work for you. For instructions on how to disable your ad blocker, click here. Debt Snowball Helped Us Pay off $6,000 of Debt in 6 Months ... Free Printable

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